Suspicion by Joseph Finder Dutton Penguin Random House, $27.95, 387 pages, ISBN 978-0-525-95460-6 There’s times, it seems, in everyone’s life when there’s just not enough money on hand to pay all the bills coming due. The reasons for this, and the excuses, are many and various, but the bottom line is called insolvency . . . and no matter how badly you want to . . . you just